:root{--ink:#11130f;--ink-2:#1a1d17;--paper:#f5f1e8;--sand:#e9e2d4;--lime:#d9f26a;--lime-dark:#33400c;--orange:#ef7044;--green:#77d09b;--gold:#e7b967;--muted-light:#c1c4b8;--muted-dark:#5a5e54;--line-dark:#11130f29;--line-light:#f5f1e82e;--content:1240px;--serif:Georgia, "Times New Roman", serif;--sans:Arial, Helvetica, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--ink);color:var(--paper);font-family:var(--sans);text-rendering:optimizelegibility;margin:0}a{color:inherit;text-underline-offset:.18em;text-decoration-thickness:1px}img{max-width:100%;height:auto;display:block}button,input,textarea,select{font:inherit}::selection{background:var(--lime);color:var(--ink)}:focus-visible{outline:3px solid var(--orange);outline-offset:4px;border-radius:2px}.skip-link{z-index:100;background:var(--paper);color:var(--ink);padding:12px 16px;position:fixed;top:10px;left:10px;transform:translateY(-180%)}.skip-link:focus{transform:translateY(0)}.riskbar{background:var(--lime);color:#171a0f;text-align:center;justify-content:center;align-items:center;gap:10px;min-height:36px;padding:8px 18px;font-size:12px;font-weight:800;display:flex}.riskbar b{border:1px solid;border-radius:50%;place-items:center;min-width:25px;height:25px;padding:0 4px;display:inline-grid}.site-header{min-height:78px;padding:0 max(22px, calc((100vw - var(--content)) / 2));border-bottom:1px solid var(--line-light);background:#11130ff5;grid-template-columns:1fr auto 1fr;align-items:center;gap:28px;display:grid}.site-brand{width:max-content;color:var(--paper);font:700 22px/1 var(--serif);align-items:center;gap:10px;text-decoration:none;display:inline-flex}.site-brand i{background:var(--orange);width:40px;height:40px;color:var(--ink);font:900 11px/1 var(--sans);letter-spacing:.03em;border-radius:50%;place-items:center;font-style:normal;display:grid}.site-nav{color:#d3d5cc;align-items:center;gap:clamp(16px,2.5vw,34px);font-size:13px;display:flex}.site-nav a{text-decoration:none}.site-nav a:hover{color:var(--lime)}.site-header>small{border:1px solid var(--line-light);color:#c8ccc0;letter-spacing:.09em;white-space:nowrap;justify-self:end;padding:9px 11px;font-size:9px}.eyebrow{color:var(--lime-dark);letter-spacing:.16em;text-transform:uppercase;margin:0;font-size:10px;font-weight:900}.button{text-align:center;border:1px solid #0000;justify-content:center;align-items:center;min-height:50px;padding:0 22px;font-size:13px;font-weight:900;line-height:1.2;text-decoration:none;transition:transform .16s,background .16s,color .16s;display:inline-flex}.dark-button{background:var(--ink);color:var(--paper)}.dark-button:hover{background:#292d23}.hero-trust{flex-wrap:wrap;gap:8px;margin:28px 0 0;padding:0;list-style:none;display:flex}.hero-trust li{border:1px solid var(--line-light);color:#d4d6ce;letter-spacing:.05em;text-transform:uppercase;padding:7px 10px;font-size:10px;font-weight:700}.disclosure-band{padding:21px max(22px, calc((100vw - var(--content)) / 2));border-block:1px solid var(--line-light);background:#272b21;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:24px;font-size:12px;line-height:1.6;display:grid}.disclosure-band b{color:var(--lime);text-transform:uppercase;letter-spacing:.11em}.disclosure-band p{color:#c7cabf;margin:0}.disclosure-band a{color:var(--paper);font-weight:800}.guide-grid{background:#bfb8aa;border:1px solid #bfb8aa;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;margin-top:64px;display:grid}.guide-card{background:var(--paper);min-height:360px;color:var(--ink);flex-direction:column;padding:28px;display:flex}.guide-card>a{min-height:100%;color:inherit;flex-direction:column;flex:1;text-decoration:none;display:flex}.guide-card-meta{border-bottom:1px solid var(--line-dark);color:#666b60;text-transform:uppercase;justify-content:space-between;padding-bottom:18px;font:700 10px/1 monospace;display:flex}.guide-card .eyebrow{color:#63702e;margin-top:26px}.guide-card h2,.guide-card h3{font:400 27px/1.12 var(--serif);letter-spacing:-.02em;margin:13px 0 12px}.guide-card h2 a,.guide-card h3 a{text-decoration:none}.guide-card h2 a:hover,.guide-card h3 a:hover{text-decoration:underline}.guide-card>p:not(.eyebrow),.guide-card>a>p{color:var(--muted-dark);margin:0 0 24px;font-size:13px;line-height:1.65}.guide-card-footer{border-top:1px solid var(--line-dark);color:#666b60;text-transform:uppercase;justify-content:space-between;gap:16px;margin-top:auto;padding-top:22px;font-size:10px;display:flex}.guides-hub{background:var(--sand);color:var(--ink);min-height:70vh}.guides-hero{padding:92px max(22px, calc((100vw - var(--content)) / 2)) 72px;background:var(--ink-2);color:var(--paper)}.guides-hero .eyebrow{color:var(--lime)}.guides-hero h1{max-width:930px;font:400 clamp(50px, 6vw, 80px)/.98 var(--serif);letter-spacing:-.045em;margin:18px 0 24px}.guides-hero p:not(.eyebrow){color:#c5c9bc;max-width:720px;font-size:18px;line-height:1.65}.guides-hero{grid-template-columns:minmax(0,1.15fr) minmax(300px,.85fr);align-items:end;gap:clamp(45px,8vw,110px);display:grid}.guides-hero h1 em{color:var(--lime);font-weight:400}.guides-stats{border:1px solid var(--line-light);grid-template-columns:repeat(3,1fr);margin:28px 0 0;display:grid}.guides-stats>div{border-right:1px solid var(--line-light);padding:18px}.guides-stats>div:last-child{border-right:0}.guides-stats dt{color:var(--lime);font:400 29px/1 var(--serif)}.guides-stats dd{color:#b8bcae;text-transform:uppercase;margin:8px 0 0;font-size:9px;line-height:1.35}.guides-section{padding:90px max(22px, calc((100vw - var(--content)) / 2))}.guides-section+.guides-section{padding-top:0}.guides-section-heading{grid-template-columns:56px minmax(0,1fr);align-items:start;gap:24px;display:grid}.guides-section-heading>span{border:1px solid var(--line-dark);color:#5b6541;border-radius:50%;place-items:center;width:48px;height:48px;font:700 10px/1 monospace;display:grid}.guides-section-heading p{color:#60665b;letter-spacing:.14em;margin:3px 0 10px;font-size:9px;font-weight:900}.guides-section-heading h2{font:400 clamp(34px, 4vw, 52px)/1.08 var(--serif);letter-spacing:-.03em;margin:0}.guide-grid-pillars{grid-template-columns:1fr}.guide-grid-pillars .guide-card{min-height:300px}.guide-grid-pillars .guide-card h3{max-width:820px;font-size:clamp(34px,4vw,52px)}.guides-method{padding:90px max(22px, calc((100vw - var(--content)) / 2));background:var(--paper)}.guides-method h2{font:400 clamp(38px, 5vw, 60px)/1.05 var(--serif);margin:14px 0 40px}.guides-method>div{border:1px solid var(--line-dark);grid-template-columns:repeat(3,1fr);display:grid}.guides-method article{border-right:1px solid var(--line-dark);padding:28px}.guides-method article:last-child{border-right:0}.guides-method article b{color:#4b5c0c;font:700 10px/1 monospace}.guides-method article p{color:var(--muted-dark);line-height:1.6}.article-shell{background:var(--paper);color:var(--ink)}.article-hero{padding:76px max(22px, calc((100vw - var(--content)) / 2)) 68px;background:var(--ink-2);color:var(--paper)}.breadcrumbs{color:#c2c6b9;flex-wrap:wrap;gap:8px;margin:0 0 38px;font-size:11px;display:flex}.breadcrumbs a,.article-hero .eyebrow{color:var(--lime)}.article-eyebrow{color:var(--lime);letter-spacing:.16em;text-transform:uppercase;margin:0;font-size:10px;font-weight:900}.article-hero h1{max-width:1000px;font:400 clamp(46px, 6vw, 78px)/1 var(--serif);letter-spacing:-.045em;margin:17px 0 24px}.article-hero>p:not(.eyebrow):not(.breadcrumbs),.article-dek{color:#c9cdc0;max-width:820px;font-size:18px;line-height:1.7}.article-meta{flex-wrap:wrap;gap:9px;margin-top:28px;display:flex}.article-meta span{border:1px solid var(--line-light);color:#d5d8ce;text-transform:uppercase;letter-spacing:.06em;padding:7px 9px;font-size:10px}.article-meta b{background:var(--lime);color:var(--ink);letter-spacing:.07em;padding:7px 9px;font-size:9px}.article-layout{max-width:var(--content);grid-template-columns:minmax(210px,.42fr) minmax(0,1.25fr);align-items:start;gap:clamp(45px,7vw,100px);margin:0 auto;padding:72px 22px 110px;display:grid}.article-toc{border:1px solid var(--line-dark);background:#eee8dc;padding:24px;position:sticky;top:22px}.article-toc ol{margin:0;padding-left:20px}.article-toc li{color:#5d6257;margin:11px 0;padding-left:4px;font-size:12px;line-height:1.45}.article-toc a{text-decoration:none}.article-toc a:hover{text-decoration:underline}.article-toc a span{color:#667247;margin-right:7px;font:700 9px/1 monospace}.article-body{min-width:0;max-width:800px}.quick-answer{border-left:5px solid var(--lime-dark);background:#e7edc8;margin:0 0 50px;padding:28px 30px}.quick-answer .eyebrow{margin-bottom:10px}.quick-answer h2{margin:0 0 12px;font-size:30px}.quick-answer p{color:#353a2f;font:400 21px/1.5 var(--serif);margin:0}.article-body section{margin:0 0 58px;scroll-margin-top:28px}.section-number{letter-spacing:.08em;color:#667247!important;margin:0 0 10px!important;font:700 10px/1 monospace!important}.article-body h2{font:400 clamp(32px, 3.3vw, 46px)/1.08 var(--serif);letter-spacing:-.025em;margin:0 0 22px}.article-body h3{font:400 25px/1.2 var(--serif);margin:30px 0 13px}.article-body p{color:#444940;font-size:16px;line-height:1.78}.article-body ul,.article-body ol{color:#383d35;padding-left:23px;line-height:1.72}.article-body li{margin:9px 0}.evidence-block{color:#51451f;background:#fff5d7;border:1px solid #cfbd8a;margin:26px 0;padding:22px 24px}.evidence-block strong{color:#765914}.evidence-block p{color:inherit;margin:0;font-size:14px}.evidence-block p+p{margin-top:10px}.evidence-block>div{flex-wrap:wrap;gap:8px 16px;margin-bottom:12px;display:flex}.evidence-block>div span{color:#6c6038;font-size:11px}.article-note{border-left:4px solid var(--orange);background:#f3dfd5;margin:24px 0;padding:20px 22px}.article-note b{color:#82351e;letter-spacing:.1em;text-transform:uppercase;margin-bottom:7px;font-size:10px;display:block}.article-note p{color:#593b31;margin:0;font-size:14px}.sources-block,.faq-block,.related-grid{border-top:1px solid var(--line-dark);margin-top:70px;padding-top:38px}.sources-block h2,.faq-block h2,.related-grid h2{font-size:34px}.sources-block ol{padding-left:22px}.sources-block a{color:#35470a;overflow-wrap:anywhere}.faq-block details{border-top:1px solid var(--line-dark);padding:19px 0}.faq-block summary{cursor:pointer;font-weight:800;line-height:1.4}.faq-block details p{max-width:700px}.related-grid>div{grid-template-columns:repeat(2,1fr);gap:12px;display:grid}.related-grid a{border:1px solid var(--line-dark);min-height:100px;color:var(--ink);font:400 21px/1.2 var(--serif);align-items:flex-end;padding:20px;text-decoration:none;display:flex}.related-grid a:hover{background:var(--sand)}.responsible-card{background:#edf1db;border:1px solid #c0c9a1;margin-top:18px;padding:24px}.responsible-card>b{color:#35420c;font:400 24px/1.2 var(--serif)}.responsible-card p{color:#4e5544;margin-bottom:13px;font-size:14px}.responsible-card>div{flex-wrap:wrap;gap:18px;display:flex}.responsible-card a{color:#35470a;font-size:12px;font-weight:800}.related-guides{padding:85px max(22px, calc((100vw - var(--content)) / 2)) 105px;background:var(--sand)}.related-guides>.eyebrow{color:#5e6d22}.related-guides>h2{font:400 clamp(36px, 4.5vw, 57px)/1.06 var(--serif);margin:13px 0 38px}.related-guides .related-grid{background:#beb7aa;border:0;grid-template-columns:repeat(2,1fr);gap:1px;margin:0;padding:0;display:grid}.related-guides .related-grid a{background:var(--paper);flex-direction:column;justify-content:flex-end;align-items:flex-start;min-height:190px;padding:26px;display:flex}.related-guides .related-grid a:hover{background:#faf7f0}.related-guides small{color:#686e63;font:700 9px/1.2 var(--sans);letter-spacing:.08em;text-transform:uppercase}.related-guides h3{font:400 26px/1.12 var(--serif);margin:14px 0 22px}.related-guides span{color:#43530f;font:800 10px/1 var(--sans);text-transform:uppercase}.trust-page{background:var(--paper);min-height:70vh;color:var(--ink)}.trust-page>article h2{font:400 clamp(30px, 3.5vw, 42px)/1.12 var(--serif);letter-spacing:-.025em;margin:50px 0 16px}.trust-page>article h3{font:400 25px/1.2 var(--serif);margin:32px 0 12px}.trust-page>article p,.trust-page>article li{color:#464b42}.trust-page>article a{color:#3f520b;font-weight:700}.table-scroll{margin:28px 0;overflow-x:auto}.trust-page table{border-collapse:collapse;width:100%;min-width:640px;font-size:13px;line-height:1.5}.trust-page th,.trust-page td{border:1px solid var(--line-dark);text-align:left;vertical-align:top;padding:13px 14px}.trust-page th{background:var(--sand);color:#30352d;letter-spacing:.07em;text-transform:uppercase;font-size:10px}.site-footer{padding:55px max(22px, calc((100vw - var(--content)) / 2));border-top:1px solid var(--line-light);background:#0d0f0c;grid-template-columns:.8fr 1.25fr .95fr;align-items:start;gap:44px;display:grid}.site-footer p,.site-footer small{color:#b7bbae;font-size:11px;line-height:1.65}.footer-nav{grid-template-columns:1fr 1fr;gap:26px 28px;display:grid}.footer-nav-group nav{gap:10px;display:grid}.footer-nav-heading{color:var(--lime);letter-spacing:.1em;text-transform:uppercase;margin:0 0 4px;font-size:10px;font-weight:900}.site-footer nav a,.footer-nav a{color:#d5d8cf;font-size:11px}.footer-help{gap:10px;display:grid}.footer-help b{color:var(--lime);font:400 21px/1.2 var(--serif)}.footer-help a{color:#d6d9d0;font-size:11px}.site-footer>small{border-top:1px solid var(--line-light);grid-column:1/-1;padding-top:24px}:root{--ink:#0b0b0c;--ink-2:#151517;--paper:#f5f5f7;--sand:#ebebee;--surface:#fff;--lime:#e6cc92;--lime-dark:#5d4a1b;--orange:#b7543d;--green:#53c78c;--gold:#e6cc92;--muted-light:#aaaab2;--muted-dark:#5f6068;--line-dark:#0b0b0c1a;--line-light:#ffffff24;--focus:#0071e3;--radius-sm:14px;--radius-md:22px;--radius-lg:30px;--shadow-card:0 1px 2px #0000000a, 0 18px 54px #00000017;--section-y:clamp(78px, 9vw, 126px);--serif:-apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;--sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif}body{background:var(--ink);-webkit-font-smoothing:antialiased;font-weight:400}::selection{color:var(--ink);background:#ead9af}:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:6px;box-shadow:0 0 0 5px #fff}h1,h2,h3{overflow-wrap:anywhere;text-wrap:balance}.eyebrow,.guides-stats dd,.article-meta span,.article-meta b{font-size:11px}.riskbar{color:#e8e8ed;background:#1b1b1e;min-height:32px;padding-block:6px;font-weight:600}.riskbar b{border-color:#77777f;min-width:24px;height:24px}.site-header{z-index:40;-webkit-backdrop-filter:saturate(170%)blur(22px);background:#0b0b0cc7;border-bottom-color:#ffffff17;min-height:64px;position:sticky;top:0}.site-brand{letter-spacing:-.025em;font-size:19px;font-weight:650}.site-brand i{color:#201b11;background:linear-gradient(145deg,#f0dfb4,#c7a65d);border-radius:11px;width:34px;height:34px;box-shadow:0 10px 30px #c8a75f2e}.site-brand strong,.site-brand span:last-child{color:var(--paper)}.site-nav{color:#c6c6cc;font-size:12px}.site-nav a{padding:8px 0;transition:color .18s,opacity .18s}.site-nav a:hover,.site-nav a[aria-current=page]{color:#fff}.site-nav a[aria-current=page]{text-decoration:underline;-webkit-text-decoration-color:var(--lime);text-decoration-color:var(--lime);text-underline-offset:8px}.site-header>small{color:#929299;letter-spacing:.12em;border:0}.mobile-menu{display:none}.button{letter-spacing:-.01em;border-radius:999px;min-height:48px;padding-inline:23px;font-weight:700;transition:transform .18s,box-shadow .18s,background .18s;box-shadow:inset 0 1px #ffffff17}.button:hover{transform:translateY(-1px)}.dark-button{background:var(--ink-2);border-radius:999px;box-shadow:0 12px 30px #00000024}.hero-trust{margin-top:22px}.hero-trust li{color:#b3b3ba;background:#ffffff0a;border-color:#ffffff1f;border-radius:999px}.disclosure-band{background:#121214;border-color:#ffffff14}.disclosure-band b{color:#e6cc92}.guide-grid,.guides-method>div,.related-guides .related-grid{background:0 0;border:0;gap:16px}.guide-card,.guides-method article{border:1px solid var(--line-dark);border-radius:var(--radius-md);background:var(--surface);box-shadow:var(--shadow-card)}.guide-card h2,.guide-card h3{letter-spacing:-.032em;font-weight:650}.guide-card{min-height:340px;transition:transform .22s,box-shadow .22s;overflow:hidden}.guide-card-meta{color:#707078}.guide-card-topic{max-width:72%;line-height:1.25}.guide-card-proof{color:#676770}.guide-card-action{text-align:right;max-width:58%}.guide-card .eyebrow{color:#705d2f}.guide-card-footer b{color:#604b1e}.guides-hub{background:var(--sand)}.guides-hero,.article-hero{background:radial-gradient(680px 360px at 84% 0,#e6cc9221,#0000 68%),linear-gradient(145deg,#0b0b0c,#171719)}.guides-hero h1,.article-hero h1{letter-spacing:-.05em;font-weight:680}.guides-hero h1 em{color:#ead6a7;font-style:normal;font-weight:680}.guides-stats{border:0;gap:10px}.guides-stats>div,.guides-stats>div:last-child{border:1px solid var(--line-light);border-radius:var(--radius-sm);background:#ffffff0b}.guides-stats dt{color:#ead6a7;font-weight:650}.guides-section-heading>span{color:#695528;background:#ffffff75;border-color:#c6b584}.guides-section-heading h2,.guides-method h2{letter-spacing:-.04em;font-weight:650}.guides-finder-section{padding:0 max(22px, calc((100vw - var(--content)) / 2)) 82px;background:var(--sand)}.guides-finder-copy{border-top:1px solid var(--line-dark);grid-template-columns:minmax(260px,.8fr) minmax(0,1.2fr);align-items:end;gap:22px 54px;padding:42px 0 30px;display:grid}.guides-finder-copy .eyebrow{grid-column:1/-1}.guides-finder-copy h2{letter-spacing:-.04em;margin:0;font-size:clamp(34px,4vw,52px);font-weight:650;line-height:1.06}.guides-finder-copy>p:last-child{color:var(--muted-dark);margin:0;font-size:15px;line-height:1.7}.guides-finder{border:1px solid var(--line-dark);border-radius:var(--radius-md);box-shadow:var(--shadow-card);background:#ffffffc7;grid-template-columns:minmax(220px,1.2fr) minmax(210px,.8fr) auto;align-items:end;gap:12px;padding:18px;display:grid}.guides-finder-field{gap:8px;display:grid}.guides-finder-field>span{color:#5f6068;letter-spacing:.04em;font-size:11px;font-weight:750}.guides-finder input,.guides-finder select{border-radius:var(--radius-sm);width:100%;min-height:48px;color:var(--ink);background:#fff;border:1px solid #cfcfd4;padding:0 14px;font-size:14px}.guides-finder .button{cursor:pointer;border:0}.guides-topic-nav{scrollbar-width:thin;gap:8px;margin-top:16px;padding-bottom:4px;display:flex;overflow-x:auto}.guides-topic-nav a{border:1px solid var(--line-dark);color:#55565e;white-space:nowrap;background:#ffffff9e;border-radius:999px;flex:none;padding:10px 14px;font-size:12px;font-weight:700;text-decoration:none}.guides-topic-nav a:hover,.guides-topic-nav a.active{color:#56451d;background:#fffaf0;border-color:#a98b4a}.guides-results{background:var(--sand);scroll-margin-top:86px}.guides-results-summary{max-width:var(--content);color:#686870;align-items:baseline;gap:10px;margin:0 auto;padding:0 22px 10px;display:flex}.guides-results-summary b{color:var(--ink);font-size:24px}.guides-results-summary span{font-size:13px}.guides-results-summary a{color:#604b1e;margin-left:auto;font-size:12px;font-weight:750}.guides-results .guides-section{padding-top:58px}.guides-results .guides-section+.guides-section{padding-top:34px}.guides-empty{margin:38px max(22px, calc((100vw - var(--content)) / 2)) 90px;border:1px solid var(--line-dark);border-radius:var(--radius-lg);box-shadow:var(--shadow-card);background:#fff;padding:clamp(28px,5vw,54px)}.guides-empty h2{margin:12px 0;font-size:clamp(32px,4vw,48px);font-weight:650}.guides-empty>p:not(.eyebrow){color:var(--muted-dark)}.guides-empty>div{flex-wrap:wrap;gap:10px;margin-top:24px;display:flex}.guides-empty a{color:#58451b;background:#f0ede5;border-radius:999px;padding:11px 14px;font-size:12px;font-weight:750;text-decoration:none}.guides-method{background:var(--paper)}.guides-method article{border-right:1px solid var(--line-dark)}.article-body{max-width:72ch}.article-body p{font-size:17px;line-height:1.75}.article-body h2,.article-body h3{font-weight:650}.article-body section{scroll-margin-top:94px}.article-meta span,.article-meta b{border-radius:999px}.article-meta b{background:#e6cc92}.article-toc,.quick-answer,.evidence-block,.article-note,.responsible-card{border-radius:var(--radius-md)}.article-toc{box-shadow:var(--shadow-card);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#ffffffe0;border:1px solid #0b0b0c14;top:86px}.article-toc-mobile,.article-toc>summary{display:none}.article-toc>nav{display:block!important}.article-toc nav>b{letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px;font-size:11px;display:block}.article-toc a span{color:#62522d}.quick-answer{background:linear-gradient(145deg,#f5eddc,#fff);border:1px solid #d7c89f;border-left-width:5px;box-shadow:0 16px 46px #5f4b1e14}.quick-answer p{color:#343238;font-weight:520}.evidence-block{background:#fffaf0;border-color:#d8c797}.article-next-steps{margin:18px 0 54px}.article-next-steps>p{color:#686870;letter-spacing:.08em;text-transform:uppercase;margin:0 0 10px;font-size:11px;font-weight:800}.article-next-steps>div{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;display:grid}.article-next-steps a{border:1px solid var(--line-dark);border-radius:var(--radius-sm);min-height:92px;color:var(--ink);background:#fff;flex-direction:column;justify-content:space-between;gap:12px;padding:15px;text-decoration:none;display:flex}.article-next-steps a:hover{background:#faf8f3}.article-next-steps span{font-size:13px;font-weight:750;line-height:1.3}.article-next-steps small{color:#604b1e;font-size:10px;font-weight:700}.article-note{background:#f8e9e5;border-color:#b7543d}.faq-block details{border:1px solid var(--line-dark);border-radius:var(--radius-sm);background:#fff;margin-block:10px;padding:20px 22px}.sources-block a,.responsible-card a{color:#604b1e}.decision-cta{border:1px solid var(--line-dark);border-radius:var(--radius-md);box-shadow:var(--shadow-card);background:#fff;grid-template-columns:1fr auto;align-items:center;gap:30px;margin:65px 0 0;padding:32px;display:grid}.decision-cta .eyebrow{color:#6b592e}.decision-cta h2{letter-spacing:-.035em;margin:10px 0;font-size:32px;font-weight:650}.decision-cta p:not(.eyebrow){color:var(--muted-dark);margin:0;font-size:13px;line-height:1.6}.responsible-card{background:#f0f4e8;border-color:#ccd3bd}.responsible-card>b{font-weight:650}.related-guides{background:var(--sand)}.related-guides>h2{font-weight:650}.related-guides .related-grid a{border:1px solid var(--line-dark);border-radius:var(--radius-md);box-shadow:var(--shadow-card)}.trust-page{background:var(--paper)}.trust-page>article{border-radius:var(--radius-lg);box-shadow:var(--shadow-card);background:#fff;border:1px solid #0b0b0c12;padding:clamp(28px,5vw,64px)}.trust-page>article h1,.trust-page>article h2,.trust-page>article h3{letter-spacing:-.035em;font-weight:650}.trust-page>article a{color:#604b1e}.trust-page>article .breadcrumbs{color:#6b6c73;margin:0 0 22px}.trust-page>article .breadcrumbs a{color:#604b1e;font-weight:700}.table-scroll{border:1px solid var(--line-dark);border-radius:var(--radius-sm);background:#fff}.table-scroll table{margin:0}.table-scroll caption{color:#5f6068;text-align:left;padding:16px;font-size:12px;font-weight:650}.trust-page th{background:#efeff2}.site-footer{background:#0b0b0c;padding-block:68px}.site-footer nav a,.footer-nav a,.footer-help a{font-size:12px;text-decoration:none}.site-footer nav a:hover,.footer-nav a:hover{color:#ead6a7}.footer-help b{color:#ead6a7;font-weight:650}.footer-nav-heading{color:#ead6a7}.pillar-answer{border:1px solid #d7c89f;border-left:4px solid var(--lime-dark);border-radius:var(--radius-sm);color:#343238;background:linear-gradient(145deg,#f5eddc,#fff);margin:0 0 22px;padding:15px 18px;font-size:17px;font-weight:520;line-height:1.6}.article-body .table-scroll{margin:26px 0;overflow-x:auto}.article-body table{border-collapse:collapse;width:100%;min-width:560px;font-size:14px;line-height:1.5}.article-body caption{color:#5f6068;text-align:left;padding:14px 16px;font-size:12px;font-weight:650}.article-body th,.article-body td{border:1px solid var(--line-dark);text-align:left;vertical-align:top;padding:12px 14px}.article-body thead th{color:#30352d;letter-spacing:.04em;text-transform:uppercase;background:#efeff2;font-size:11px}.article-body tbody tr:nth-child(2n) td{background:#faf8f3}.pillar-steps{gap:12px;margin:22px 0;padding:0;list-style:none;display:grid}.pillar-steps li{border:1px solid var(--line-dark);border-radius:var(--radius-sm);box-shadow:var(--shadow-card);background:#fff;margin:0;padding:15px 18px}.pillar-steps li b{color:var(--ink);margin-bottom:5px;font-size:15px;font-weight:700;display:block}.pillar-steps li span{color:#444940;font-size:15px;line-height:1.66;display:block}.pillar-figure{border:1px solid var(--line-dark);border-radius:var(--radius-md);background:var(--surface);box-shadow:var(--shadow-card);margin:28px 0;padding:18px}.pillar-figure svg{width:100%;max-width:100%;height:auto;display:block}.pillar-figure text{font-family:var(--sans)}.pillar-figure figcaption{border-top:1px solid var(--line-dark);color:#5f6068;margin-top:12px;padding-top:10px;font-size:12px;line-height:1.5}@media (hover:hover) and (prefers-reduced-motion:no-preference){.guide-card:hover,.guide-card:focus-within{transform:translateY(-4px);box-shadow:0 24px 70px #00000021}}@media (max-width:980px){.guide-grid{grid-template-columns:1fr 1fr}.guides-hero,.article-layout{grid-template-columns:1fr}.article-toc-desktop{display:none}.article-toc-mobile{display:block}.article-toc{-webkit-backdrop-filter:none;backdrop-filter:none;padding:0;position:static;overflow:hidden}.article-toc>summary{cursor:pointer;letter-spacing:.04em;justify-content:space-between;align-items:center;min-height:54px;padding:0 20px;font-size:13px;font-weight:750;list-style:none;display:flex}.article-toc>summary::-webkit-details-marker{display:none}.article-toc>summary:after{content:"+";color:#66542a;font-size:22px;font-weight:400}.article-toc[open]>summary:after{content:"−"}.article-toc:not([open])>nav{display:none!important}.article-toc[open]>nav{padding:0 20px 20px;display:block!important}.article-toc nav>b{display:none}.site-footer{grid-template-columns:1fr 1fr}}@media (max-width:720px){.site-header{-webkit-backdrop-filter:none;grid-template-columns:1fr auto;gap:12px;min-height:58px;padding-block:10px;position:static}.desktop-nav{display:none}.mobile-menu{justify-self:end;display:block;position:relative}.mobile-menu>summary{color:#f5f5f7;cursor:pointer;border:1px solid #ffffff29;border-radius:999px;justify-content:center;align-items:center;gap:10px;min-width:74px;min-height:44px;padding:0 14px;font-size:13px;font-weight:700;list-style:none;display:flex}.mobile-menu>summary::-webkit-details-marker{display:none}.mobile-menu>summary span{color:#e6cc92;font-size:19px;font-weight:400;transition:transform .18s}.mobile-menu[open]>summary span{transform:rotate(45deg)}.mobile-nav{z-index:80;border-radius:var(--radius-md);background:#18181bfa;border:1px solid #ffffff24;width:min(320px,100vw - 36px);padding:10px;display:grid;position:absolute;top:calc(100% + 10px);right:0;box-shadow:0 24px 70px #00000080}.mobile-nav a{color:#d8d8de;border-radius:12px;align-items:center;min-height:48px;padding:0 14px;font-size:14px;text-decoration:none;display:flex}.mobile-nav a:hover,.mobile-nav a[aria-current=page]{color:#fff;background:#ffffff12}.mobile-nav a[aria-current=page]:after{content:"•";color:#e6cc92;margin-left:auto}.site-header>small{display:none}.disclosure-band{grid-template-columns:1fr;gap:8px}.guide-grid,.related-grid>div,.related-guides .related-grid,.guides-stats,.guides-method>div{grid-template-columns:1fr}.guides-stats>div,.guides-stats>div:last-child{border:1px solid var(--line-light)}.guides-method article,.guides-method article:last-child{border:1px solid var(--line-dark)}.guides-finder-copy,.guides-finder{grid-template-columns:1fr}.guides-results-summary{flex-wrap:wrap;align-items:flex-start}.guides-results-summary a{width:100%;margin-left:0}.article-next-steps>div{grid-template-columns:1fr}.decision-cta{padding:26px;display:block}.decision-cta .button{margin-top:18px}.article-hero{padding-top:58px}.article-hero h1{font-size:clamp(41px,11vw,58px)}.article-layout{padding-top:44px}.article-body section{scroll-margin-top:28px}.site-footer{grid-template-columns:1fr}.footer-nav{grid-template-columns:1fr;gap:22px}}@media (max-width:480px){.riskbar{font-size:13px}.hero-trust{display:grid}.guide-card{min-height:320px}.guide-card-footer{flex-direction:column;align-items:flex-start}.guide-card-action{text-align:left;max-width:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}.button:hover,.guide-card:hover,.guide-card:focus-within,.mobile-menu[open]>summary span{transform:none!important}}@media (forced-colors:active){.site-brand i{forced-color-adjust:none}}.article-toc a{padding:6px 2px;font-size:13px;line-height:1.4;display:block}.article-toc a span{font-size:11px}.section-number{color:#5a6340!important;font-size:11px!important}.table-scroll{overflow-x:auto}@media (max-width:980px){.article-toc a{align-items:center;min-height:44px;padding:10px 2px;display:flex}.article-toc{-webkit-backdrop-filter:none}}@media (max-width:720px){.site-footer nav a,.footer-nav a,.footer-help a{align-items:center;min-height:44px;font-size:13px;display:inline-flex}.site-footer p,.site-footer small{font-size:12px}.article-meta,.eyebrow,.article-eyebrow{font-size:11px}}.partner-cta{border:2px solid var(--ink);background:var(--sand);border-radius:14px;margin:32px 0;padding:22px 24px}.partner-cta__heading{margin:0 0 6px;font-size:19px;font-weight:700;line-height:1.25}.partner-cta__note{color:var(--muted-dark);margin:0 0 16px;font-size:15px;line-height:1.55}.partner-cta__button{background:var(--ink);min-height:52px;color:var(--lime);border-radius:10px;justify-content:center;align-items:center;padding:14px 30px;font-size:17px;font-weight:700;text-decoration:none;transition:transform .12s,background-color .12s;display:inline-flex}.partner-cta__button:hover{background:#000;transform:translateY(-1px)}.partner-cta__button:focus-visible{outline:3px solid var(--orange);outline-offset:3px}.partner-cta__disclosure{color:var(--muted-dark);margin:14px 0 0;font-size:14px;line-height:1.5}.sponsored-link{color:var(--ink);text-decoration:underline;text-decoration-thickness:2px;-webkit-text-decoration-color:var(--orange);text-decoration-color:var(--orange);text-underline-offset:.2em;font-weight:650}.sponsored-link:hover{-webkit-text-decoration-color:var(--ink);text-decoration-color:var(--ink)}.sponsored-link:focus-visible{outline:3px solid var(--orange);outline-offset:3px}.sponsored-link__mark{border:1px solid var(--line-dark);color:var(--muted-dark);letter-spacing:.06em;text-transform:uppercase;white-space:nowrap;vertical-align:1px;border-radius:4px;margin-left:4px;padding:1px 5px;font-size:11px;font-weight:700}.legal-note{max-width:var(--content);border-top:1px solid var(--line-dark);color:var(--muted-dark);margin:48px auto 0;padding:24px 18px 32px;font-size:15px;line-height:1.65}.legal-note a{color:var(--ink);text-decoration:underline}@media (max-width:720px){.partner-cta{margin:26px 0;padding:18px 16px}.partner-cta__button{width:100%;min-height:52px;font-size:16px}.partner-cta__heading{font-size:17px}.legal-note{padding:20px 16px 28px;font-size:14px}}.partner-cta__ad{background:var(--ink);color:var(--paper);letter-spacing:.08em;text-transform:uppercase;vertical-align:1px;border-radius:4px;padding:2px 7px;font-size:11px;font-weight:700;display:inline-block}.guides-promo{padding:30px max(22px, calc((100vw - var(--content)) / 2))}.guides-promo .partner-cta{background:var(--surface);margin:0}.site-brand{min-height:44px;padding-block:4px}.site-nav a{align-items:center;min-height:44px;padding:8px 10px;display:inline-flex}@media (max-width:1024px){.site-nav{gap:10px}.site-nav a{padding-inline:8px}}.breadcrumbs{align-items:center}.breadcrumbs a{align-items:center;min-height:44px;padding-inline:2px;display:inline-flex}.article-toc li{margin:6px 0}.article-toc a{align-items:center;min-height:44px;padding:10px 4px;display:flex}.article-toc a span{flex:none}.faq-block details{padding:0}.faq-block summary{justify-content:space-between;align-items:center;gap:12px;min-height:56px;padding:16px 22px;list-style:none;display:flex}.faq-block summary::-webkit-details-marker{display:none}.faq-block summary:after{content:"+";color:#66542a;flex:none;font-size:24px;font-weight:400;line-height:1}.faq-block details[open]>summary:after{content:"−"}.faq-block details>:not(summary){margin:0;padding:0 22px 20px}.guides-topic-nav a{align-items:center;min-height:44px;padding:10px 16px;display:inline-flex}.guides-results-summary a{align-items:center;min-height:44px;display:inline-flex}.guides-empty>div{gap:8px 10px}.guides-empty a{align-items:center;min-height:44px;padding:10px 16px;display:inline-flex}.responsible-card>div{gap:8px 18px}.responsible-card a{align-items:center;min-height:44px;display:inline-flex}.sources-block li{margin:6px 0}.sources-block a{padding-block:10px;display:inline-block}.disclosure-band a{align-items:center;min-height:44px;display:inline-flex}.footer-nav-group nav,.footer-help{gap:8px}.site-footer nav a,.footer-nav a,.footer-help a{align-items:center;min-height:44px;display:inline-flex}@media (max-width:720px){.mobile-menu>summary{min-height:48px}.mobile-nav{gap:8px}.mobile-nav a,.site-nav a,.breadcrumbs a,.article-toc a,.guides-topic-nav a,.guides-results-summary a,.guides-empty a,.responsible-card a,.site-footer nav a,.footer-nav a,.footer-help a,.disclosure-band a{min-height:48px}.article-toc a{padding-block:12px}.faq-block summary{min-height:60px;padding:18px}.faq-block details>:not(summary){padding:0 18px 20px}}.guides-hub>.decision-cta{margin:65px max(22px, calc((100vw - var(--content)) / 2)) 90px}p,li,dd,dt,td,th,figcaption,summary,.breadcrumbs,.article-toc a{overflow-wrap:break-word}.table-scroll{overscroll-behavior-x:contain;-webkit-overflow-scrolling:touch;background-image:linear-gradient(90deg,#fff 30%,#fff0),linear-gradient(270deg,#fff 30%,#fff0),linear-gradient(90deg,#0b0b0c29,#0b0b0c00),linear-gradient(270deg,#0b0b0c29,#0b0b0c00);background-position:0 0,100% 0,0 0,100% 0;background-repeat:no-repeat;background-size:40px 100%,40px 100%,15px 100%,15px 100%;background-attachment:local,local,scroll,scroll;position:relative}.table-hint{color:#5f6068;margin:26px 0 -18px;font-size:13px;font-weight:650}@media (min-width:861px){.table-hint{display:none}}.site-header>small,.guides-section-heading p,.related-guides small,.article-eyebrow,.article-note b,.guide-card-meta,.guide-card-footer,.article-next-steps small,.footer-nav-heading,.hero-trust li,.guides-section-heading>span{font-size:11px}@media (max-width:720px){.riskbar,.breadcrumbs,.eyebrow,.article-eyebrow,.article-meta span,.article-meta b,.guides-stats dd,.guide-card-meta,.guide-card-footer,.guides-section-heading p,.guides-section-heading>span,.related-guides small,.related-guides span,.article-next-steps>p,.article-next-steps small,.article-note b,.evidence-block>div span,.guides-finder-field>span,.guides-results-summary span,.guides-topic-nav a,.guides-results-summary a,.guides-empty a,.responsible-card a,.site-footer p,.site-footer small,.site-footer nav a,.footer-nav a,.footer-help a,.footer-nav-heading,.hero-trust li,.article-toc a span,.sponsored-link__mark,.partner-cta__ad,.article-body caption,.table-scroll caption,.pillar-figure figcaption,.article-body thead th,.trust-page th{font-size:13px}.section-number{font-size:13px!important}.article-toc a{font-size:14px}.article-note p,.evidence-block p,.responsible-card p,.decision-cta p:not(.eyebrow),.article-next-steps span,.guide-card>p:not(.eyebrow),.guide-card>a>p,.article-body table{font-size:15px}}.legal-note{max-width:none;padding:40px max(22px, calc((100vw - var(--content)) / 2)) 48px;background:var(--sand);color:#4a4b52;border-top:1px solid #0b0b0c1f;margin:0;font-size:15px;line-height:1.7}.legal-note p{max-width:900px;margin:0 0 12px}.legal-note p:last-child{margin-bottom:0}.legal-note strong{color:var(--ink)}.legal-note a{color:#4a3a12;font-weight:700;text-decoration:underline}@media (max-width:720px){.legal-note{padding:30px 22px 38px;font-size:15px}}